江汉大学学报(社会科学版)

当前我国金融犯罪刑事立法仍然存在着象征性立法、前置化倾向严重和重刑化趋势明显等问题，对金融市场活力和金融创新活动造成了消极影响。从实质化法益保护理念的角度来看，当前较为流行的金融秩序法益观和投资者利益法益观均未能准确定位金融犯罪刑事立法所需保护的实质法益，因而无法正确指引立法；应当采纳金融安全法益观的基本观点，明确金融安全法益的具体内涵，认识到金融安全法益的综合性与客观规律性，以是否在实质上严重威胁或损害金融安全法益作为将某种行为纳入金融犯罪刑事立法的标准；以是否有利于不同金融主体之间的良好互动关系作为金融刑法罪刑设置合理与否的标准。在金融安全法益观的指引下，可采取精准把握入罪标准，限缩部分罪名适用范围，增加从轻减轻处罚条款等方式，对我国金融犯罪刑事立法进行合理调适，以实现有效规制金融犯罪与整体提升金融安全水平相结合的目的。

At present,the criminal legislation on financial crimes in China still has problems such as symbolic legislation,a serious preference for pre-process,and a distinct trend towards severe penalties. It has had a negative impact on the vitality of the financial market and financial innovation activities. From the perspective of the substantive protection of legal interests,the currently popular legal interests views of financial order and investor interests have failed to accurately identify the substantive legal interests that criminal legislation for financial crimes needs to protect,and thus cannot provide correct guidance for legislation. The basic viewpoints of legal interests on financial security should be adopted,the specific connotation of legal interests view on financial security should be clarified,and the comprehensiveness and objective regularity of legal interests view on financial security should be recognized. The criterion for including a certain behavior in the criminal legislation of financial crimes should be whether it substantially poses a serious threat or damage to the legal interests of financial security;the criterion for determining the rationality of the criminal penalties in financial criminal law should be whether it is conducive to maintaining a good interactive relationship among different financial entities. Guided by the legal interests view of financial security,the criminal legislation on financial crimes in China can be adjusted in a reasonable way by precisely defining the criteria for criminalization,narrowing the application scope of certain crimes,and adding provisions for leniency and mitigation of penalties. This can help to achieve the goal of effectively regulating financial crimes and improving financial security levels overall.